Individual Tax Preparation
Preparation for individuals and families, with attention to your filing situation.
FILE MY TAXES →Strategy · Growth · Wealth · Legacy
More Than Tax Preparation.
Your Partner in Financial Growth.
Helping individuals, families, and business owners navigate taxes, strengthen their financial foundation, and build a lasting legacy.
Strategy | Growth | Wealth | Legacy
Financial services, with purpose.
Business and Self-Employment Taxes
Tax preparation for business owners, contractors and the self-employed.
GET BUSINESS TAX HELP →Credit Repair
Explore credit services and discuss your financial foundation.
EXPLORE CREDIT SERVICES →Business Formation and Structure
Discuss formation assistance and the structure of your new business.
START MY BUSINESS →Business Funding Readiness
Prepare your business for conversations about funding.
GET FUNDING READY →Tax Preparer Training and Mentorship
Education, training and mentorship for aspiring tax professionals.
JOIN OUR TAX TEAM →Meet the Founders
Family at our foundation.
Your future in our vision.
Co-Founder & Co-Owner
Ruby Ramsey
Ruby Ramsey is an entrepreneur, tax professional, mentor, and business leader with experience in the tax industry dating back to 2014.
As Co-Founder of Ramsey’s Financial & Co., Ruby is passionate about helping individuals and business owners understand their taxes, identify potential tax-saving opportunities, and make more informed financial decisions.
Her passion for education extends to aspiring tax professionals. Through training, mentorship, and leadership, she is committed to developing knowledgeable preparers and helping individuals grow into confident business owners.
Ruby believes that financial education creates opportunity, and that understanding your finances is an important step toward building long-term wealth.
“I don’t just prepare taxes. I help you understand them.”
Co-Founder & Co-Owner
Delores Russell
Delores Russell is the proud mother of Ruby Ramsey and Co-Founder of Ramsey’s Financial & Co.
As part of this mother-and-daughter partnership, Delores shares a commitment to building a company rooted in family values, financial education, entrepreneurship, and lasting relationships.
Together, Ruby and Delores are working to expand opportunities for individuals, families, aspiring tax professionals, and business owners.
Their shared vision is to create a company that represents more than financial services — one that reflects the power of family, partnership, and generational legacy.
Our Company Story
Two Generations. One Vision. A Legacy of Financial Empowerment.
At Ramsey’s Financial & Co., we believe financial success begins with knowledge, strategy, and the right guidance.
Our journey began in 2014 as Ramsey’s Tax Office, with a vision to provide reliable tax preparation services while helping individuals and families better understand their finances.
Over the years, that vision grew into something much bigger.
In 2026, we proudly evolved into Ramsey’s Financial & Co., a mother-and-daughter-owned financial services company founded by Ruby Ramsey and Delores Russell.
Together, we are building more than a tax business. We are creating a company rooted in education, entrepreneurship, financial empowerment, and generational legacy.
Today, Ramsey’s Financial & Co. offers tax preparation, tax education, credit repair services, business formation assistance, business funding readiness, and professional mentorship for aspiring tax preparers.
We believe clients deserve more than someone who simply files their taxes. They deserve professionals who take the time to educate them, answer their questions, and help them make informed financial decisions.
Our commitment extends beyond our clients. We are equally passionate about educating tax professionals, developing future business owners, and creating opportunities for others to grow.
Because for us, success isn’t just about what we build today. It’s about the legacy we leave tomorrow.
“Educating Preparers. Building Owners. Creating Power Teams.”
How It Works
01
Share your situation
Complete the intake that fits your individual or business needs.
02
Prepare together
Gather your documents and book a consultation.
03
Move forward
Review your situation and agree on your next steps.
Your Federal Refund
Start with an estimate.
Continue with expert guidance.
Explore a tax-year-specific estimate, then have a tax professional review your situation. Estimates are not final tax returns.
ESTIMATE MY REFUNDClient Testimonials
Real Clients. Real Experiences. Relationships Built on Trust.
“Ohh what a Great experience, Ruby and her company is very professional, patient, and has great communication skills, very knowledgeable of the work they perform. Ruby and her company really reduces my anxiety when it comes to clear explanations.”
“Ruby and her mother are exceptional business owners and truly outstanding tax preparers. From start to finish, they are professionaly, knowledgeable, and incredibly thorough. I have been using them for 8 years. I highly recommend them.”
“Professional, knowledgeable, and caring. They take the time to explain everything and make sure I understand my tax situation. Best tax service I’ve ever used!”
“From my self-employment taxes to credit repair services, they’ve helped me with everything. Their holistic approach to financial wellness is exactly what I needed.”
“Ramsey’s Financial Services helped resolve my IRS issues when I thought there was no hope. Their expertise and dedication saved me. I’m forever grateful!”
“Excellence, integrity, and legacy - they truly live up to their values. My business taxes have never been in better hands. Highly recommend!”
Plan Ahead
2027 Tax Filing Season
For your 2026 income. Join the priority list for news about filing appointments; IRS opening dates will be confirmed when announced.
The Priority List
Be ready for
tax season.
Tax updates and first notice when our filing appointments open.
Frequently Asked Questions
A little clarity before you begin.
Which intake should I complete?
Use Client Intake for individual and family taxes, and Business Intake for business or self-employment taxes.
Is the refund calculator a final tax result?
No. It estimates selected federal tax rules. Other taxes, credits, eligibility and documents can change the result.
What should I bring to my consultation?
Bring identification, income statements and relevant deductions or business records. The preparation page has a documents list.
Does joining the waiting list book an appointment?
No. It records your interest in updates and first notice when appointments open. You still need to book an appointment.